Terms & Conditions of Use
BCL Payments SRL
CUIT: 30-71899630-5
Registration Folio: 230430 : EXP – 21209 – 141565 / 9 / 1 299325
Corporate Registration No.: 167964
Resolution DPPJ: 3148
1. Purpose and Scope
The present Terms and Conditions of Use (hereinafter, the “Terms and Conditions”) regulate access to, and use of, the services, platforms, servers, portals and website (hereinafter, the “Services”) provided by BCL Payments SRL (hereinafter, the “Company”), by individuals or legal entities (hereinafter, the “User” or “Users”).
Use of the Services implies full and unreserved acceptance of these Terms and Conditions, which are legally binding upon the User. Any person who does not agree with the present provisions must refrain from using the Services.
2. Acceptance and Binding Effect
The User acknowledges that these Terms and Conditions constitute a legally valid and binding contract, in accordance with the provisions of the Civil and Commercial Code of the Nation of Argentina.
These Terms and Conditions shall be complementary to, and not replace, any other contractual agreements executed between the User and the Company. In case of conflict, the provisions of the specific contractual agreements shall prevail.
3. Obligations of the User
The User undertakes to:
- Comply with all applicable laws and regulations in force in the Argentine Republic, including but not limited to those related to consumer protection, prevention of money laundering and financing of terrorism, tax obligations, and data protection.
- Provide true, accurate, and updated information when requested by the Company.
- Refrain from carrying out any unlawful, fraudulent, or bad-faith actions that may cause damage to the Company, its clients, suppliers, or third parties.
- Safeguard their access credentials (username, password, and/or authentication keys) and not share them with third parties.
The User shall be solely responsible for any operations carried out through their account.
4. Right to Restrict or Terminate Access
The Company reserves the right to restrict, suspend, or definitively cancel access to its Services, in whole or in part, temporarily or permanently, without prior notice, in the following circumstances:
- Non-compliance with applicable laws or regulations.
- Violation of these Terms and Conditions.
- Violation of internal policies or operational guidelines of the Company.
- Breach of agreements entered into with the Company.
- Detection of suspicious activities, including but not limited to those related to money laundering and financing of terrorism, in accordance with Law No. 25.246 and regulations issued by the Unidad de Información Financiera (UIF).
- Inability to verify the identity of the User, the final beneficiary, or the origin of funds.
- Provision of false, incomplete, or misleading information by the User.
5. Modification of the Terms and Conditions
The Company reserves the right to amend, update, or supplement these Terms and Conditions at any time. Such modifications shall be deemed effective from the moment they are communicated to the User through the contact details provided at the time of registration (email, telephone, or other means). Continued use of the Services after such modifications shall be deemed acceptance thereof.
6. Liability and Limitation of Liability
The Company shall not be liable for:
- Indirect, incidental, special, or consequential damages arising from the use or impossibility of use of the Services.
- Technical failures, interruptions, or errors in communication networks or computer systems not attributable to the Company.
- Content, products, or services of third parties accessible through hyperlinks or external references contained in the Company’s platforms.
The Company undertakes its best efforts to ensure the continuous operation of the Services but does not guarantee uninterrupted access or permanent availability.
7. Intellectual Property
All intellectual and industrial property rights over the platforms, websites, applications, designs, logos, trademarks, databases, and other materials made available to Users are the exclusive property of BCL Payments SRL, unless otherwise expressly indicated.
Any unauthorized reproduction, distribution, commercialization, or modification of such content is strictly prohibited and shall be subject to legal actions in accordance with Law No. 11.723 (Intellectual Property Law) of Argentina.
8. Privacy and Protection of Personal Data
BCL Payments SRL declares its strict compliance with Law No. 25.326 on Protection of Personal Data and complementary regulations.
The Company commits to:
- Collect, process, and store Users’ personal data exclusively for legitimate, specific, and explicit purposes related to the provision of Services.
- Implement administrative, technical, and physical security measures to prevent unauthorized access, alteration, loss, or misuse of personal data.
- Respect Users’ rights of access, rectification, updating, and deletion of their personal data, in accordance with Article 14 of Law No. 25.326.
- Not transfer personal data to third parties without the User’s prior, informed, and express consent, except in cases legally authorized.
Users may exercise their data protection rights by contacting the Company through the channels specified in the Privacy Policy available on the official website.
9. Governing Law and Jurisdiction
These Terms and Conditions shall be governed and interpreted in accordance with the laws of the Argentine Republic.
For the resolution of any controversy derived from the interpretation, execution, or validity of these Terms and Conditions, the parties submit to the jurisdiction of the Ordinary Courts of the City of La Plata, Province of Buenos Aires, expressly waiving any other jurisdiction that may correspond due to present or future domicile.